At Vergel Insurance, commercial coverage isn't just another product — it's what we do best. Our lead agent holds a contractor's license, so we understand your industry's requirements, risks and deadlines firsthand.
We understand the insurance requirements of counties, cities, and prime contractors. From Certificate of Insurance (COIs) to contract compliance, we help keep your projects moving.
We shop multiple construction-focused carriers to find competitive rates.
Fast turnaround: we know you can't get on the job site without your certificate.
Advice in English or Spanish — plain talk, no obligation.
A General Liability policy is the foundation of any business's protection. It covers third-party bodily injury and property damage, plus legal defense costs. For contractors, it's practically a requirement to sign contracts and pull permits. We tailor limits and coverages to the kind of work you do.
Excess liability (umbrella) sits on top of your general liability and commercial auto policies, raising your limits when a serious claim exceeds them. Many contracts and project owners require higher limits than a standard policy provides — we structure the coverage so you qualify for the jobs you want.
Vehicles used for work need a commercial policy — a personal policy won't cover accidents on the job. We insure everything from a single pickup to full fleets, with liability, collision and towed-equipment coverage.
Workers' compensation covers medical expenses and lost wages when an employee is injured at work. In Florida's construction industry it's mandatory from the very first employee. We help you classify your staff correctly and find competitive rates — even for new businesses.
For contractors who dig, bore or work underground, standard liability policies usually exclude pollution. Pollution liability (contractors' pollution / environmental) covers cleanup costs, third-party damage and legal defense from spills, contaminated soil, hazardous materials or accidental releases on the job. It's a must-have for excavation, directional drilling and utility work.
We also handle commercial property, tools & equipment (inland marine), commercial umbrella and more. Tell us what your business needs and we'll find it for you.
Get your commercial quoteGet a free quote today. No obligation, with personal service in your language.
